Inflation has been a growing concern for the past couple of years. And with increases in the price of groceries, rent, electricity, and more, we have all felt its impact in our daily lives.

Many of us are cutting back on our spending, looking for deals and discounts, and finding ways to increase our income.

If you’ve ever considered becoming a surrogate mother, this is a great time to start your journey. As a surrogate, you’ll not only be able to save towards an important financial goal, but you’ll also change another family’s life in a profound way.

But how much do surrogates make? Can you get compensated in all 50 states in the U.S.? Is inflation affecting surrogate compensation? We’ve put together a guide to tell you everything you need to know about surrogate compensation in 2023.

Where can I get paid to be a surrogate?

In the U.S., gestational surrogacy agreements aren’t legal in all 50 states. Each state determines the legality of surrogacy agreements, and laws vary considerably from one state to the next. 

“Surrogacy-friendly” states have statutes recognizing and permitting surrogacy, or they have no law prohibiting surrogacy. In these states, compensated and uncompensated surrogacy agreements are allowed.  

The following states are considered surrogacy-friendly: California, Connecticut, Delaware, District of Columbia, Maine, New Hampshire, New York, Nevada, Oregon, Rhode Island, and Washington.

The following states allow surrogacy, but the legal protection for surrogates and intended parents is a little more uncertain: Alabama, Arkansas, Colorado, Florida, Georgia, Hawaii, Illinois, Kansas, Kentucky, Massachusetts, Maryland, Minnesota, Missouri, New Jersey, North Carolina, North Dakota, New Mexico, Ohio, Pennsylvania, South Carolina, South Dakota, Texas, Utah, Vermont, Wisconsin, West Virginia.

The only state considered “non-surrogacy friendly” is Michigan. Michigan laws prohibit paid surrogacy and surrogacy contracts are void and unenforceable. Altruistic (or uncompensated) surrogacy, however, is legal in Michigan. 

How do surrogacy agencies determine compensation?

Compensation for surrogates varies by agency and depends on the surrogate mother’s level of experience and the details of her surrogacy journey. 

In addition to the base fee, she may receive a monthly allowance that covers unaccountable expenses related to the pregnancy. There are additional compensation amounts in the event that she has a multiple pregnancy (twins, etc.), c-section, health insurance that is approved by a third party for coverage of the surrogacy, and more. 

When do surrogates get paid?

Every surrogacy agency is different, so the timelines will vary. However, most agencies will start paying the surrogate’s base compensation when pregnancy is confirmed with a heartbeat. The frequency of payments varies from agency to agency. 

At Surrogate Parenting Services (SPS), you will receive a signing bonus once contracts are signed and legal clearance is issued. Then, you will begin to receive the monthly uncountable allowance to cover expenses. The base compensation begins after the second heartbeat confirmation. 

Does it cost anything to become a surrogate mother?

Many prospective surrogates wonder whether they will have to pay any of the costs associated with their surrogacy. If you partner with an experienced, reputable surrogacy agency like SPS, the answer is no. 

As a surrogate, you don’t have to worry about the financial costs of your surrogacy, but you should go into the process with a full understanding of the physical and emotional impacts of surrogacy, as well as the effects the journey will have on your family.

Why is financial stability a requirement for surrogates?

Surrogates who have the most successful and rewarding experiences are primarily inspired by altruistic motivations. Many surrogates genuinely want to help families realize their dreams, and many others have watched a loved one struggle with infertility. Surrogate mothers also set a fantastic example for their children, showing them what selflessness and compassion look like. 

Of course, there is also a financial component to surrogacy in the U.S., and it can provide a significant contribution towards achieving a financial goal. For example, putting a down payment on a new home, starting a college fund, paying off their student loans, going back to school, or traveling with the family to experience new cultures.

Many surrogacy agencies, including SPS, screen surrogates for financial stability so we can be certain that future discussions about surrogate compensation will be grounded in positivity and compatible with our values—and so we can help ensure the surrogate has the most fulfilling experience possible. 

Besides compensation, what are the other benefits of surrogacy?

Becoming a surrogate mother is an incredibly selfless act, but there are also many benefits for the surrogate and her family. 

  •         You can help hopeful parents who have few other options 
  •         If you loved being pregnant, you can experience it again 
  •         You can create meaningful, long-lasting connections 
  •         You’ll teach your children valuable lessons 

… and so much more.

How much do surrogates make at SPS in 2023?

SPS offers one of the most competitive benefits packages in California. Our base compensation is currently $60,000 for first-time surrogates, and $70,000 for surrogates who have had at least one or more journeys. 

Our surrogates also receive $10,000 in guaranteed extras, which includes a maternity clothing allowance, a housekeeping allowance once you are pregnant, our exclusive pamper package to treat yourself to something special throughout the pregnancy, and more. 

SPS is always evaluating the current financial climate and our benefits to make sure we are offering our surrogates top compensation. We are paying particularly close attention right now, given increased inflation, the rising cost of living, and the tax deadline fast approaching (and experts saying many Americans will get a lower refund this year). 

Learn More About Becoming a Surrogate with Surrogate Parenting Services 

Surrogate Parenting Services is proud to celebrate over 30 years of helping to bring dreams to life! Founded in 1990, Surrogate Parenting Services (SPS) is a full-service surrogacy program that offers both parties an exceptionally supportive environment throughout the surrogacy relationship. We’re passionate about creating ideal matches between surrogates and intended parents, so the journey is fulfilling for both sides and the future child is brought into this world in the best possible circumstances.   

Learn more about our Surrogacy Program online or by calling 949-363-9525.